Insights
Notes on compliance automation, regulatory expectations around AI, and the parts of the job nobody writes about.
Automated monitoring plateaued years ago. The next curve hasn't started.
Compliance technology has followed one adoption curve for two decades, and it flattened out around pre-trade rule coding. A second curve is only now beginning, and it is capped by something the first one never had — a person who has to sign it.
Who signs the breach report when the AI wrote it?
The Senior Managers Regime is under review, and one of the open questions is how individual accountability works when AI performs an oversight function. Firms automating compliance work need their own answer before anyone publishes one.